Custom Card Program

For organizations with strong business track records and significant customer base they wish to issue their cards to, design your very own, totally customized Reward Visa Card Program.

Description Parameters
Card Design and Carrier Fully customized with card manufactured specifically with your look and feel. Excellent branding opportunity. Optional use of our standard card carrier.
Sample Card Design Visa Custom Card Custom Sample Cards
Minimum Card Volume 1,000 cards per year and 200 per order recommended.
Application Sales to customers, internal employee incentive programs, customer offers complimenting other marketing campaigns (i.e. rebates and incentives), customer service recovery.
Investment/Charges Initial setup fee.
Infrastructure Custom card and/or carrier from your designer (our design team available at commercial rates), card is loaded by the bank and card recipients use the Standard Citizens Bank Consumer Website, IVR and Live Agents.
Contractual Requirements Trademark License Agreements with Visa Canada.
Non-Member Affinity Agreement.
Must read and ensure understanding of all terms and conditions of use.
Compliance Requirements Pre funding of Cards.
Corporate Identification Documents as requested on the Order Form.
Approved Card Storage and Handling procedures.
Time to Market 6-8 weeks

Purchase Costs and Program Details

Load Service Fee per card 25 or less: $3.50
26 or more: $2.95
Imprinting, direct mail programs, and shipping At an additional cost and per order card minimums may apply
  • Denominated in Canadian dollars only.

Cardholder Fees and other Details

Foreign Currency Fee 2.5%
Fee after Good Thru Date Remaining balance on Card following the Good Thru date. See Note2
  • No transaction fees.
  • No customer service fees.
  • Card replacement for lost or stolen cards that are registered to the individual cardholder.
  • Included web-based recipient card registration and activity and balance reporting.

1Fees and Limits are subject to change in accordance with the Cardholder Agreement. Card and funds expire on Good Thru date.

2If your Card has a balance after the Good Thru date printed on the front of your Card, a fee equal to the remaining balance will be charged immediately following the last day of the month of the Good Thru date. If your Card is passed the Card Good Thru date please contact Cardholder Services.